IRA’s

Retirement Savings with Tax Advantages

To help you get the most out of your retirement dollars, we offer several very competitive Individual Retirement savings options.

Individual Retirement Accounts (IRA’s) are similar to the Share/Savings program which allows for deposits through payroll deduction.

With an IRA share certificate, you can increase your savings at a fixed dividend rate that is guaranteed until maturity.

IRA’s available include Roth IRA and Certificate IRA.

An IRA savings account has to be either a Traditional or a Roth. An IRA savings pays interest monthly (versus regular savings accounts which are paid quarterly). We also offer both Traditional and Roth IRA certificates with a minimum opening balance of $500.00, with terms from 90 days to 5 years.