Protect Yourself from Overdrafts

Opt-Into Protecting your Daily Expenses

WFCU pays overdrafts for the following types of transactions:

  • Checks and other transactions made using your checking account number
  • Automatic bill payments
  • We will charge a fee of $35 each time we pay an ATM/Debit Card or everyday card overdraft.  The fee will be $35 for all other overdraft transactions.

Benefits of Overdraft Protection

Get protection on ATM and daily transactions even when funds are not available. Avoid the $35 overdraft fee by opting in.

If you do not Opt-In for the above transactions and you do not have enough money in the account, the transaction will be denied and fees may be incurred. If you want HHFCU to authorize and pay overdrafts on ATM and everyday debit card transactions, you must Opt-In with the form below.

You may, at any time, change your selection by contacting WFCU directly to notify the Credit Union of your change.

Please fill out the form completely and press the Submit button when you are finished.

* Required information.

Name *
Account Number *
Phone Number *
Email Address *

Please Choose ONE of the Options below:

Opt In: I WANT Wellness Federal Credit Union to authorize and pay overdrafts on my ATM and everyday Debit Card transactions.

Opt Out: I DO NOT WANT Wellness Federal Credit Union to authorize and pay overdrafts on my ATM and everyday Debit Card transactions.