It’s time for a new car! WFCU has many auto loan programs including New, Used and Refinanced Vehicle Loans.
Car Loan Types
New Vehicle Loans
Wellness Federal Credit Union will provide up to 100% financing (based on the NADA book value) on any previously untitled or unregistered automobile purchased from a licensed dealer. The interest rate will be determined by the term chosen.
Used Vehicle Loans
The same policies apply to used vehicles as to new.
Refinanced Vehicle Loans
Wellness also refinances auto loans. The rates are the same as for new and used vehicles. So pull out your loan paperwork and let us see if we can save you money by refinancing.
Loan Add-ons
GAP – Guaranteed Asset Protection
GAP offers vehicle loan protection for what your auto insurance may not cover for a wrecked vehicle. Our GAP Plus with Deductible Assistance provides extra help in financing a new vehicle purchase after you’ve suffered a total loss, plus it offers assistance when auto repairs cost more than your deductible. Talk to us about how we can help protect you from sudden out-of-pocket expenses.
Mechanical Repair Coverage
Mechanical Repair Coverage (MRC) can help limit the cost of covered repairs – and protect your finances.
With our MRC you can enjoy many valuable benefits among which are:
- Rental reimbursement: up to $35 per day (5-day maximum, 10-day maximum for parts delay); available on the first day of a covered repair
- 24-hour emergency roadside assistance: up to $100 per occurrence; includes towing, battery jumpstart, fluid delivery, flat tire assistance and lock-out service
- No out-of-pocket expense (except for any deductible): the administrator pays the repair facility directly for the covered repair
Credit Insurance – Life & Disability Insurance
If something were to happen to you, your family doesn’t need additional worry about how to pay your debts. Credit Disability and Credit Life Insurance may help make your loan payments in the event of disability or death. Which means an easier time for the people you love. Enjoy the security that comes with being protected. Ask a WFCU representative about Credit Disability and Credit Life today.
