Checking Accounts with Zero Monthly Fees
Get Quick Access to your Income and Keep Track of Expenses
We offer various products and services that go along with your checking account to help you easily manage your income and expenses. Get Direct Deposit, Mobile Banking, Bill Pay, MasterCard debit card and fee-free ATMs.
Reorder Checks
Click here to reorder checks for your Wellness Federal Credit Union share draft/checking account.
CU Bill Pay
Our online Bill Payer service allows you to:
- pay an unlimited number of bills with ease
- adjust your bill paying schedule via the site
- a dedicated toll-free telephone number (866-805-4492).
- 24/7 access to pay bills
- set up alerts for payment dates
- print out paid bills for tax preparation
- there is NO FEE for Bill Pay
Quick. Easy. Convenient.
Mastercard Debit Card
Our share draft checking account comes equipped with a convenient and secure EMV chip Mastercard debit card. Use it for all your purchases from restaurants and gas stations to department stores and dry cleaners. It’s faster and safer than writing a check.
Our debit card also acts as an ATM card. Use it for instant cash, SURCHARGE FREE, at all WFCU managed ATMs and CO-OP network ATMs. Your debit card may also be used at ATMs displaying the NYCE, PULSE, or CIRRUS network symbols (fee will apply).
Plus, you can get cashback from merchants during a transaction – just select debit and enter your PIN.
Debit Payment Types
Credit – Sign for purchases
To ensure your purchase is protected, tell the cashier you want to sign for your purchase. Or, if there’s a PIN pad, swipe your card, press “credit” and sign. There’s no need to enter your PIN. NOTE: For many purchases of $25 or less you may not be asked to sign the receipt or enter your PIN.
Debit – use PIN for cash back
If you want cash back (at certain merchants), simply tell the cashier how much or, if there’s a PIN pad, swipe your card, press “debit” and enter your PIN.
Regardless of the payment type, the transaction amount is deducted from your checking account. Every transaction is detailed on your online account history and on your monthly statement.