Debit/Checking Accounts with Zero Monthly Fees

Get Quick Access to your Income and Keep Track of Expenses

The easiest way to manage your income and expenses. Get Direct Deposit, Mobile Banking, Bill Pay, Fee-Free ATM’s, and Checking.

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Direct Deposit
Get Direct Deposit of your paycheck with no fees. Manage your income with online banking and use your debit card for your expenses.
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Online Banking
Manage your finances online and on your phone by logging into your member account.
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In addition to all WFCU ATMs, your WFCU ATM/ MasterCard®Debit card can be used at all SUM ATMs - most with no surcharge! It can also be used at all ATMs displaying the NYCE, MoneyPass, PULSE, or CIRRUS network symbols.

Benefits of a Debit/Checking Account

Easy Access and No Fees

  • $15 minimum balance
  • No Monthly Fees *
  • Money Market minimum is $1,000
  • First 50 Checks are free
  • $1,000 in overdraft protection (subject to approval)
  • Courtesy Override program available
  • No per check charge
  • Unlimited check writing
  • Easy to read monthly statement
  • E-statements available
  • On-line Home Banking Access
  • On-line Bill Payer Service
  • TeleSTAT – automated telephone service
  • Free ATM/Debit Card
  • Retrieve copies of paid Checking/Share drafts with Check Imaging
  • Online “My Deposit” Check Imaging
  • E-alerts available

*Contact us for details.

Reorder Checks

Click here to Reorder checks for your Wellness Federal Credit Union share draft/checking account.


Automated Phone Service

TeleSTAT: Our automated telephone service lets you:

  • make a transfer between your shared accounts
  • make a loan payment
  • request a line of credit if established on your account
Call today at (860)547-0027 press 1

Deposit directly into your checking/share draft account on-line, any time of the day or night.

  • 24/7 availability
  • Instant credit to your account
  • Scan with your home or work computer

Our online Bill Payer service allows you to:

  • pay an unlimited number of bills with ease
  • have the ability to adjust your bill paying schedule via the Internet
  • a special toll-free telephone number
  • 24/7 access to pay bills
  • set up alerts for payment dates
  • print out paid bills for tax preparation
  • There is NO FEE for CUPayMate, if you have Direct Deposit with us. Otherwise the first month is free, with a $7 monthly fee thereafter.

To qualify for No Monthly fees you must have one or more of the following:

  • Have Direct Deposit of your payroll
  • Maintain a $600 minimum in your checking/share draft account
  • Money Market and minimum is $1,000

To sign up for a WFCU Checking/Share Draft account and/or a WFCU ATM/ MasterCard Debit Card, call WFCU at

(860) 547-0027 press 2.