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Checking Accounts with Zero Monthly Fees

Get Quick Access to your Income and Keep Track of Expenses

We offer various products and services that go along with your checking account to help you easily manage your income and expenses. Get Direct Deposit, Mobile Banking, Bill Pay, MasterCard debit card and fee-free ATMs.

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Direct Deposit
Get Direct Deposit of your paycheck with no fees. Manage your income with online banking and use your debit card for your expenses.
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Online Banking
Manage your finances online and on your phone by logging into your member account.
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Use your WFCU MasterCard®Debit card at WFCU ATMs without a fee. Your WFCU MasterCard®Debit card may also be used at ATMs displaying the MASTERCARD or CIRRUS network symbols (fee will apply).

Benefits of a Checking Account

Easy Access and No Fees

  • No monthly fees
  • No minimum balance
  • First 40 Checks are free
  • Courtesy Pay Override program available
  • No per check charge
  • Mobile check deposit available from mobile app
  • Unlimited check writing
  • Easy to read monthly statement
  • E-statements available
  • Online Banking Access
  • Online Bill Payer Service
  • Free Debit Card
  • E-alerts available

Reorder Checks

Click here to reorder checks for your Wellness Federal Credit Union share draft/checking account.

CU Bill Pay

Our online Bill Payer service allows you to:

  • pay an unlimited number of bills with ease
  • adjust your bill paying schedule via the site
  • a dedicated toll-free telephone number (866-805-4492).
  • 24/7 access to pay bills
  • set up alerts for payment dates
  • print out paid bills for tax preparation
  • there is NO FEE for Bill Pay

To sign up for a WFCU Checking/Share Draft account and/or a WFCU MasterCard Debit Card, call WFCU at

(860) 547-0027 press 2. 

Quick. Easy. Convenient.

Mastercard Debit Card

new debit cardOur share draft checking account comes equipped with a convenient and secure EMV chip Mastercard debit card. Use it for all your purchases from restaurants and gas stations to department stores and dry cleaners. It’s faster and safer than writing a check.

Our debit card also acts as an ATM card. Use it for instant cash, SURCHARGE FREE, at all WFCU managed ATMs. Your debit card may also be used at ATMs displaying the MASTERCARD® or CIRRUS network symbols (fee will apply).

Fast and safe one-tap checkouts

With a quick tap of your smartphone or smartwatch, you can use your WFCU Mastercard® debit card to pay at millions of store locations that accept mobile payments. You get all the same benefits your card offers.

Cash Back Without the Fees

Plus, you can get cashback from many merchants during a transaction – just select debit and enter your PIN. No need to make a special trip to the ATM.

Debit Payment Types

Credit – Sign for purchases
To ensure your purchase is protected, tell the cashier you want to sign for your purchase. Or, if there’s a PIN pad, swipe your card, press “credit” and sign. There’s no need to enter your PIN. NOTE: For many purchases of $25 or less you may not be asked to sign the receipt or enter your PIN.

Debit – use PIN for cash back
If you want cash back (at certain merchants), simply tell the cashier how much or, if there’s a PIN pad, swipe your card, press “debit” and enter your PIN.

Regardless of the payment type, the transaction amount is deducted from your checking account. Every transaction is detailed on your online account history and on your monthly statement.

Speak to a representative to order a card today.

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