Get Quick Access to your Income and Keep Track of Expenses
We offer various products and services that go along with your checking account to help you easily manage your income and expenses. Get Direct Deposit, Mobile Banking, Bill Pay, MasterCard debit card and fee-free ATMs.
Our share draft checking account comes equipped with a convenient and secure EMV chip Mastercard debit card. Use it for all your purchases from restaurants and gas stations to department stores and dry cleaners. It’s faster and safer than writing a check.
Our debit card also acts as an ATM card. Use it for instant cash, SURCHARGE FREE, at all WFCU managed ATMs. Your debit card may also be used at ATMs displaying the MASTERCARD® or CIRRUS network symbols (fee will apply).
With a quick tap of your smartphone or smartwatch, you can use your WFCU Mastercard® debit card to pay at millions of store locations that accept mobile payments. You get all the same benefits your card offers.
Cash Back Without the Fees
Plus, you can get cashback from many merchants during a transaction – just select debit and enter your PIN. No need to make a special trip to the ATM.
Debit Payment Types
Credit – Sign for purchases
To ensure your purchase is protected, tell the cashier you want to sign for your purchase. Or, if there’s a PIN pad, swipe your card, press “credit” and sign. There’s no need to enter your PIN. NOTE: For many purchases of $25 or less you may not be asked to sign the receipt or enter your PIN.
Debit – use PIN for cash back
If you want cash back (at certain merchants), simply tell the cashier how much or, if there’s a PIN pad, swipe your card, press “debit” and enter your PIN.
Regardless of the payment type, the transaction amount is deducted from your checking account. Every transaction is detailed on your online account history and on your monthly statement.