Buy a Home or Renovate your Current One

View our mortgage, equity, and lines of credit Home loans from WFCU.


Home Improvement Loans

Want to fix up your home, but don’t have the equity available?  How about a Home Improvement Loan? This loan is for the borrower who would like to make small or large improvements.  The maximum loan amount would be $30,000. This loan can be applied for online through the personal loan application.

Home Equity

Now you can borrow against the equity in your house and have the tax advantages available. We offer both fixed and variable home equity loan rates. The interest rate is based on the credit union’s internal cost of funds plus a small margin. The maximum amount is $440,000.

Home Equity Lines of Credit

Use the equity in your house when and where you need it.  Draw off your home’s equity with a Line of Credit.  Your base rate is equal to and adjusted with the prime rate.  Loans are from $10,000 to $200,000, with an 95% maximum loan-to-value ratio.

Click here for What You Should Know about HELOC’s

Click here for HELOC Early Disclosure

First Mortgages

Whether you’re making your first home purchase, relocating or refinancing an existing mortgage to lower your rate, Wellness Federal Credit Union’s dedicated mortgage team is here to help you make the right financing decision. We offer an in-house program with no fees.  Call on our team at (860) 547-0027 press 3.

Click here for First Mortgage Assistance

Apply for a Home Loan!

See how much you're approved for.

Apply for a loan online anytime, 24 hours a day, 7 days a week. Get pre-approved and see how much you can get.

For more information, call our Loan Department at

(860) 547-0027 press 3.