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Home Mortgage

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Are you ready to make a move? Whether you want to refinance a mortgage or you are a first-time homebuyer, you’re looking to downsize, or are ready to buy that vacation home you’ve been looking for, we are ready to help you get the financing you need.

Through our partnership with Servion Mortgage, we’re proud to provide our members with a wide variety of financing options such as:

  • Conventional Loans
  • FHA Loans
  • VA Loans
  • USDA Loans
  • Jumbo/Non-conforming Loans

We’ll provide you with:

  • Responsive service and personalized guidance
  • Competitive rates and low closing costs
  • Support through the entire homebuying process

Ready to make your home ownership dreams a reality? We’ve provided these convenient calculators so you can start by reviewing different scenarios.

Ready to get the ball rolling? Applying is EASY and SECURE.

 

Our in-house loan specialists are ready to help you begin the journey to home ownership. Call our loan department at 860-547-0027, option #3 or send us an email below.

Download and complete our mortgage application. Once your application is complete, call Brandon or Roz at 860-547-0027, option #3 to set up an appointment so we can review, go over the next steps and submit your mortgage application online. Please fax completed application to 860-241-1523 prior to scheduling an appointment. 

 APPLICATION >> 

Below is a list of information you must provide for the application process. It is helpful to have the documents handy before applying.
Required Documentation
  • Copy of your driver’s license
  • Last 2 years of W2 statements from your employer
  • Most recent 30 days worth of pay stubs
  • Last 2 months of checking/savings statements – all pages

The following items may also be helpful:

  • Last 2 years’ individual tax returns – all pages and schedules
  • If you are self-employed or commissioned, please include:
    • Last 2 years’ individual tax returns – all pages and schedules
    • Last 2 years’ corporate tax returns – all pages and schedules
  • Last quarter (3 months) of stocks/bonds/mutual funds/401(k) – all pages
  • College transcripts (if graduated in the last 2 years)
Home Mortgage Email Inquiry

    What type of mortgage are you interested in? (required)*

    Contact Us image
    Mortgage Loan Specialists

    Brandon Prude
    NMLS# 1721797
    860-547-0027, option #3
    fax: 860-241-1523
    brandon.prude@wellnessfcu.org

    Roz Stevens
    NMLS# 1726581
    860-547-0027, option #3
    fax: 860-545-3170
    rosalyn.stevens@wellnessfcu.org

    Tips for Home Buyers

    To help you through the home buying process, we’ve put together this homebuying guide filled with useful information to get you into your new home quicker. We’ve also provided information about other relevant topics. Click on the buttons to find out more.

    Mortgage Buyers Guide What's PMI? Who's Who? What's in Mortgage Payment?

     

    Below are a few items we consider essential when reviewing your application
    • No late payments in the last 12 months
    • At least 24 months of history on multiple credit lines
    • Show at least one credit line with a limit over $1,000
    • It’s helpful to have two years in the same line of work
    • Total home and credit payments no more than 40-45% of monthly, pre-tax income
    • Have 2-3 months of house payments in your checking or savings account after closing

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