Protect Yourself from Overdrafts

Opt-Into Protecting your Daily Expenses

WFCU pays overdrafts for the following types of transactions:

  • Checks and other transactions made using your checking account number
  • Automatic bill payments
  • We will charge a fee of $35 each time we pay an ATM/Debit Card or everyday card overdraft.  The fee will be $35 for all other overdraft transactions.

Benefits of Overdraft Protection

Get protection on ATM and daily transactions even when funds are not available. Avoid the $35 overdraft fee by Opting-In.

If you do not Opt-In for WFCU Overdraft Courtesy Pay and you do not have sufficient funds in your checking account to cover a charge, the transaction will be denied and fees may be incurred. If you want WFCU to authorize and pay overdrafts on ATM and everyday debit card transactions, you must Opt-In. Click below to read and complete the (What you Need to Know about Overdraft Fees) form.

You may, at any time, change your selection by contacting WFCU directly.

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