Enroll Now | Forgot Password

Protect Yourself from Overdrafts

Opt-Into Protecting your Daily Expenses

WFCU pays overdrafts for the following types of transactions:

  • Checks and other transactions made using your checking account number
  • Automatic bill payments
  • We will charge a fee of $35 each time we pay an ATM/Debit Card or everyday card overdraft.  The fee will be $35 for all other overdraft transactions.

Benefits of Overdraft Protection

Get protection on ATM and daily transactions even when funds are not available. Avoid the $35 overdraft fee by Opting-In.

If you do not Opt-In for WFCU Overdraft Courtesy Pay and you do not have sufficient funds in your checking account to cover a charge, the transaction will be denied and fees may be incurred. If you want WFCU to authorize and pay overdrafts on ATM and everyday debit card transactions, you must Opt-In. Click below to read and complete the (What you Need to Know about Overdraft Fees) form.

You may, at any time, change your selection by contacting WFCU directly.

You are now leaving Wellness Federal Credit Union

Wellness Federal Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Wellness Federal Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL