Let your Dreams become Reality

Get a Personal Loan with low rates for any reason you need! Whether it’s a personal investment, family vacation, or buying a car; an WFCU loan can help you with your goals.

What's a Personal Loan?

A personal loan is money borrowed from WFCU that you pay back in fixed monthly instalments, typically over two to five years, along with interest.

Loan Types

Need a vacation?  How about a vacation loan?  Vacation Loans are for a maximum term of 12 months and can be applied for online through the personal application.

Want to fix up your home, but don’t have the equity available?  How about a Home Improvement Loan? This loan is for the borrower who would like to make small or large improvements.  The maximum term is 120 months. This loan can be applied for online through the personal loan application.

Based upon such factors as income, current indebtedness, and past credit experience, members may qualify for loans on their signature alone. Our personal loans are granted for almost any purpose. In some cases, a qualified co-signor may be requested.


All rates are effective as of September 2017 and are subject to change without notice.

Personal Loan 9.45% up to 60 Months

View all Rates

Borrow against the funds in your Wellness Federal Credit Union savings account. You will continue to receive dividends on your savings account as well as paying a lower rate on the loan. It is just like a passbook loan, and it’s simple and quick to do.

Set up this overdraft protection line of credit so when you have a small cash flow problem in your share draft/checking account, your checks are not returned “NSF.” Maximum line of credit is $1,000.

Whether you are considering elective surgery to correct dental problems, to enhance your appearance with cosmetic surgery, to improve your eyesight with Lasik procedures, or have other medical needs and expenses, this loan can help you attain the results you want.  Up to $30,000 is available for qualified borrowers.  A qualified co-signer may be required.

Apply for a Loan

Easily Apply Online and get Pre-Approved

Select the type of loan you’re looking for along with the amount and get pre-approved instantly. If you want to an WFCU loan expert contact us at (860) 547-0027 press 3.