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Rates

All rates are effective as of August 1, 2019 and are subject to change without notice.

Deposit Rates

Savings Accounts
($10 Account Opening)
Dividend RateAnnual Percentage
Yield
Share/Savings Accounts0.010% 0.010%
Club Accounts0.010% 0.010%

Money Market Accounts

Money Market AccountsAnnual Percentage Yield
$2,000 and below0.010%
$2,000 – $20,0000.050%
$20,001 – $75,0000.080%
$75,001 + over0.10%

All rates are effective as of August 1, 2019 and are subject to change without notice.

Certificate Rates – Share

Certificate Rates – ShareDividend RateAnnual Percentage YieldMinimum Balance
3 months0.120%0.120%$500.00
6 months0.180%0.180%$500.00
1 year0.230%0.230%$500.00
($500 minimum)

All rates are effective as of October 1, 2020 and are subject to change without notice.

Auto Loans

Auto LoansAnnual Percentage Rate 1 (as low as)Term
New or Used Autos Loan (2014-2020)
New or Used Auto Loan with Balance over $5,0001.99%up to 36 months
New or Used Auto Loan with Balance over $5,0001.99%up to 48 months
New or Used Auto Loan with Balance over $5,0002.99%up to 60 months
New or Used Auto Loan with Balance over $5,0003.20%up to 72 months

Home Equity Loans

Home Equity LoansAnnual Percentage Rate 2
(as low as)
Term
Home Equity Loan (Fixed)3.250%5 Years
3.750%10 Years
4.25%15 Years
4.75%20 Years
- Home Equity Loans must be in 1st or 2nd lien positions.
- Properties Must be Owner Occupied 1-4 Family Homes or Condo's.
- Maximum HMEQ Loan Amount is $100,000.00
- Maximum Aggregate Home Equity Loans to any one borrower is $100,000.00.
- Drive By (Hybrid Exterior) Appraisals for loans for loans under $50,000.00
- Full Appraisals required for loans $50,000.00 and above.

TOTAL AGGREGATE OF ALL DEBT TO ONE BORROWER SHALL NOT EXCCEDD $200,000.00

Traditional Loans

Traditional LoansAnnual Percentage Rate 3
(as low as)
Term
Share Secured Loan3.00% + Dividend RateMax 60 months
Personal Loan -
Max. loan amount $10,000.
9.0%up to 24 Months
Personal Loan -
Max. loan amount $10,000.
9.25%up to 36 Months
Personal Loan -
Max. loan amount $10,000.
9.50%up to 48 Months

Visa® Credit Cards

CardsAnnual Percentage Rate 3
(as low as)
9.50%

First Mortgage rates are quoted daily. All rates are subject to change without notice. Rates as low as indicated. 1Your rate will be based on the number of years your loan is financed, as well as your credit score. Your rate will be based on your loan-to-value ratio, as well as your credit score. 3 Your rate will be based on your credit score.

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