All rates are effective as of September 2017 and are subject to change without notice.
Deposit Rates
| Savings Accounts ($10 Account Opening*) ($100 minimum to earn dividend) | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Share/Savings Accounts | 0.100% | 0.100% |
| Club Accounts | 0.100% | 0.100% |
| Health Savings Accounts | 0.100% | 0.100% |
| IRA’s – Traditional & Roth | 0.200% | 0.200% |
* Click here for New Account Disclosures
Money Market Accounts
| Money Market Accounts | Annual Percentage Yield |
|---|---|
| $2,000 – $20,000 | 0.150% |
| $20,001 – $75,000 | 0.200% |
| $75,001 + over | 0.250% |
($2,000 minimum to earn dividends)
Certificate Rates – Share, Traditional IRA and Roth IRA
| Certificate Rates – Share, Traditional IRA and Roth IRA | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| 3 months | 0.20% | 0.200% |
| 6 months | 0.300% | 0.300% |
| 1 year | 0.400% | 0.400% |
| 2 years | 0.600% | 0.600% |
| 3 years | 0.900% | 0.900% |
| 4 years | N/A | N/A |
| 5 years | 1.740% | 1.750% |
All rates are effective as of September 2017 and are subject to change without notice.
Auto Loans
| Auto Loans | Annual Percentage Rate 1 (as low as) | Term |
|---|---|---|
| New or Used Autos Loan (2017-2013) | 2.75% | up to 48 months |
| 3.25% | 49 to 60 months | |
| New or Used Auto Loan with Balance over $15,000 | 3.75% | 61-72 months |
| New or Used Auto Loan with Balance over $30,000 | 4.25% | 84 months |
| Used Auto Loan (2012 & OLDER) with Balance over $5,000 | 3.25% | up to 48 months |
Home Equity Loans
| Home Equity Loans | Annual Percentage Rate 2 (as low as) | Term |
|---|---|---|
| Home Equity Loan (Variable) | 3.75% | 5/20 Years |
| Home Equity Loan (Fixed) | 3.25% | 5 Years |
| 3.75% | 10 Years | |
| 4.325% | 15 Years | |
| 4.75% | 20 Years | |
| Home Equity Line of Credit (Prime Rate) | 5.00% (as of 7/26/2018) |
1st Home Mortgage Loans
| 1st Home Mortgage Loans | Annual Percentage Rate 2 (as low as) | Term |
|---|---|---|
| 1st Home Equity Mortgage Loan (Fixed) | 4.50% | 30 Years |
| 1st Home Equity Mortgage Loan (Variable) | 4.00% | 5/30 Years |
| Accelerator Mortgage (Maximum $250,000, $400 fee, 80% Loan to Value) | 3.25% | 8 Years |
| Accelerator Mortgage (Maximum $250,0000, $400 fee, 80% Loan to Value) | 3.75% | 12 Years |
Traditional Loans
| Traditional Loans | Annual Percentage Rate 3 (as low as) | Term |
|---|---|---|
| Share Secured Loan | 3.00% | |
| Home Improvement Loan | 8.62% | 12 Months |
| Personal Loan | 9.45% | up to 60 Months |
| 10.45% | 60-120 Months | |
| Vacation Loan | 10.00% | |
| Education Loan (Fixed) | 5.00% | |
| Student Loan (Variable, based on prime rate) | 4.25% |
Cards
| Cards | Annual Percentage Rate 3 (as low as) |
|---|---|
| VISA (Introductory Rate: 1.9% for first 6 months) (for six billing cycles after account opening) | 9.99% |
First Mortgage rates are quoted daily. All rates are subject to change without notice. Rates as low as indicated. 1Your rate will be based on the number of years your loan is financed, as well as your credit score. 2 Your rate will be based on your loan-to-value ratio, as well as your credit score. 3 Your rate will be based on your credit score.
