Rates

All rates are effective as of August 1, 2019 and are subject to change without notice.

Download our Rate Sheet

Deposit Rates

Savings Accounts
($10 Account Opening*)
($100 minimum to earn dividend)
Dividend RateAnnual Percentage
Yield
Share/Savings Accounts0.010% 0.010%
Club Accounts0.010% 0.010%

* Click here for New Account Disclosures

Money Market Accounts

Money Market AccountsAnnual Percentage Yield
$2,000 – $20,0000.050%
$20,001 – $75,0000.080%
$75,001 + over0.10%
($1,000 minimum)
($2,000 minimum to earn dividends)

All rates are effective as of August 1, 2019 and are subject to change without notice.

Certificate Rates – Share

Certificate Rates – ShareDividend RateAnnual Percentage YieldMinimum Balance
3 months0.120%0.120%$500.00
6 months0.180%0.180%$500.00
1 year0.230%0.230%$500.00
($500 minimum)

Auto Loans

Auto LoansAnnual Percentage Rate 1 (as low as)Term
New or Used Autos Loan (2014-2019)
New or Used Auto Loan with Balance over $5,0003.50%up to 48 months
New or Used Auto Loan with Balance over $5,0004.00%up to 60 months
New or Used Auto Loan with Balance over $5,0004.75%up to 72 months

.20% discount with direct deposit and checking account

Home Equity Loans

Home Equity LoansAnnual Percentage Rate 2
(as low as)
Term
Home Equity Loan (Fixed)3.250%5 Years
3.750%10 Years
4.375%15 Years
4.750%20 Years

Traditional Loans

Traditional LoansAnnual Percentage Rate 3
(as low as)
Term
Share Secured Loan3.00% + Dividend RateMax 60 months
Home Improvement Loan11.45%12 Months
Personal Loan -
.20% discount on Personal Loans w/direct deposit and checking account.
11.45%up to 60 Months
HOLIDAY LOAN SPECIAL
**Annual Percentage Rate is 18.00%. and is based on 12 month term with a monthly payment of $91.68 per thousand borrowed. Requires $35 application fee. Special rate is for 12 month term with $1,000 max. loan amount, requires WFCU membership of at least 12 mos. with 6 mos. of full direct deposit, 12 mos. employment history and no outstanding personal loans. Expires 12/31/19 and is subject to change without notice. Other restrictions may apply, ask us for details.
18.00%up to 12 Months

Visa® Credit Cards

CardsAnnual Percentage Rate 3
(as low as)
11.45%

First Mortgage rates are quoted daily. All rates are subject to change without notice. Rates as low as indicated. 1Your rate will be based on the number of years your loan is financed, as well as your credit score. Your rate will be based on your loan-to-value ratio, as well as your credit score. 3 Your rate will be based on your credit score.

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