All rates are effective as of August 1, 2019 and are subject to change without notice.
Deposit Rates
| Savings Accounts ($10 Account Opening*) ($100 minimum to earn dividend) | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Share/Savings Accounts | 0.010% | 0.010% |
| Club Accounts | 0.010% | 0.010% |
* Click here for New Account Disclosures
Money Market Accounts
| Money Market Accounts | Annual Percentage Yield |
|---|---|
| $2,000 – $20,000 | 0.050% |
| $20,001 – $75,000 | 0.080% |
| $75,001 + over | 0.10% |
($2,000 minimum to earn dividends)
All rates are effective as of August 1, 2019 and are subject to change without notice.
Certificate Rates – Share
| Certificate Rates – Share | Dividend Rate | Annual Percentage Yield | Minimum Balance |
|---|---|---|---|
| 3 months | 0.120% | 0.120% | $500.00 |
| 6 months | 0.180% | 0.180% | $500.00 |
| 1 year | 0.230% | 0.230% | $500.00 |
Auto Loans
| Auto Loans | Annual Percentage Rate 1 (as low as) | Term |
|---|---|---|
| New or Used Autos Loan (2014-2019) | ||
| New or Used Auto Loan with Balance over $5,000 | 3.50% | up to 48 months |
| New or Used Auto Loan with Balance over $5,000 | 4.00% | up to 60 months |
| New or Used Auto Loan with Balance over $5,000 | 4.75% | up to 72 months |
.20% discount with direct deposit and checking account
Home Equity Loans
| Home Equity Loans | Annual Percentage Rate 2 (as low as) | Term |
|---|---|---|
| Home Equity Loan (Fixed) | 3.250% | 5 Years |
| 3.750% | 10 Years | |
| 4.375% | 15 Years | |
| 4.750% | 20 Years | |
Traditional Loans
| Traditional Loans | Annual Percentage Rate 3 (as low as) | Term |
|---|---|---|
| Share Secured Loan | 3.00% + Dividend Rate | Max 60 months |
| Home Improvement Loan | 11.45% | 12 Months |
| Personal Loan - .20% discount on Personal Loans w/direct deposit and checking account. | 11.45% | up to 60 Months |
| HOLIDAY LOAN SPECIAL **Annual Percentage Rate is 18.00%. and is based on 12 month term with a monthly payment of $91.68 per thousand borrowed. Requires $35 application fee. Special rate is for 12 month term with $1,000 max. loan amount, requires WFCU membership of at least 12 mos. with 6 mos. of full direct deposit, 12 mos. employment history and no outstanding personal loans. Expires 12/31/19 and is subject to change without notice. Other restrictions may apply, ask us for details. | 18.00% | up to 12 Months |
Visa® Credit Cards
| Cards | Annual Percentage Rate 3 (as low as) |
|---|---|
| 11.45% |
First Mortgage rates are quoted daily. All rates are subject to change without notice. Rates as low as indicated. 1Your rate will be based on the number of years your loan is financed, as well as your credit score. 2 Your rate will be based on your loan-to-value ratio, as well as your credit score. 3 Your rate will be based on your credit score.