Rates

All rates are effective as of September 2017 and are subject to change without notice.

Deposit Rates

Savings Accounts
($10 Account Opening*)
($100 minimum to earn dividend)
Dividend RateAnnual Percentage
Yield
Share/Savings Accounts0.100%0.100%
Club Accounts0.100%0.100%
Health Savings Accounts 0.100% 0.100%

* Click here for New Account Disclosures

Money Market Accounts

Money Market AccountsAnnual Percentage Yield
$2,000 – $20,0000.150%
$20,001 – $75,0000.200%
$75,001 + over0.250%
($1,000 minimum)
($2,000 minimum to earn dividends)

All rates are effective as of September 2017 and are subject to change without notice.

Certificate Rates – Share, Traditional IRA and Roth IRA

Certificate Rates – Share, Traditional IRA and Roth IRADividend RateAnnual Percentage YieldMinimum Balance
3 months0.20%0.200%$500.00
6 months0.300%0.300%$500.00
1 year0.400%0.400%$500.00
2 years0.600%0.600%$500.00
3 years0.900%0.900%$500.00
4 yearsN/AN/AN/A
5 years1.740%1.750%$500.00
($500 minimum)

Auto Loans

Auto LoansAnnual Percentage Rate 1 (as low as)Term
New or Used Autos Loan (2017-2013)2.75%up to 48 months
3.25%49 to 60 months
New or Used Auto Loan with Balance over $15,0003.75%61-72 months
New or Used Auto Loan with Balance over $30,0004.25%84 months
Used Auto Loan (2012 & OLDER) with Balance over $5,0003.25%up to 48 months

Home Equity Loans

Home Equity LoansAnnual Percentage Rate 2
(as low as)
Term
Home Equity Loan (Variable)3.75%5/20 Years
Home Equity Loan (Fixed)3.25%5 Years
3.75%10 Years
4.325%15 Years
4.75%20 Years
Home Equity Line of Credit (Prime Rate)5.00% (as of 7/26/2018)

1st Home Mortgage Loans

1st Home Mortgage LoansAnnual Percentage Rate 2
(as low as)
Term
1st Home Equity Mortgage Loan (Fixed)4.50%30 Years
1st Home Equity Mortgage Loan (Variable)4.00%5/30 Years
Accelerator Mortgage (Maximum $250,000, $400 fee, 80% Loan to Value)3.25%8 Years
Accelerator Mortgage (Maximum $250,0000, $400 fee, 80% Loan to Value)3.75%12 Years

Traditional Loans

Traditional LoansAnnual Percentage Rate 3
(as low as)
Term
Share Secured Loan3.00%
Home Improvement Loan8.62%12 Months
Personal Loan9.45%up to 60 Months
10.45%60-120 Months
Vacation Loan10.00%
Education Loan (Fixed)5.00%
Student Loan (Variable, based on prime rate)4.25%

Cards

CardsAnnual Percentage Rate 3
(as low as)
9.99%

First Mortgage rates are quoted daily. All rates are subject to change without notice. Rates as low as indicated. 1Your rate will be based on the number of years your loan is financed, as well as your credit score. Your rate will be based on your loan-to-value ratio, as well as your credit score. 3 Your rate will be based on your credit score.