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Rates

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All saving rates are effective as of August 1, 2019 and are subject to change without notice.

Deposit Rates

Savings Accounts
($10 Account Opening)
Dividend RateAnnual Percentage
Yield
Share/Savings Accounts0.010% 0.010%
Club Accounts0.010% 0.010%

Money Market Accounts

Money Market AccountsAnnual Percentage Yield
$2,000 and below0.010%
$2,000 – $20,0000.050%
$20,001 – $75,0000.080%
$75,001 + over0.10%


All loan rates are effective as of May 19, 2021 and are subject to change without notice.

Auto Loans

Auto LoansAnnual Percentage Rate 1 (as low as)Term
New or Used Autos Loan (model yr. 2018-2021)
New or Used Auto Loan1.99%up to 36 months
New or Used Auto Loan1.99%up to 48 months
New or Used Auto Loan2.99%up to 63 months
New or Used Auto Loan3.20%up to 75 months
New or Used Auto Loan (2020 and 2021 only)4.20%up to 84 months
Regardless of model year, max. mileage is 80,000. Rates available for older model autos.

Home Equity Loans

Home Equity LoansAnnual Percentage Rate 2
(as low as)
Term
Home Equity Loan (Fixed)3.250%5 Years
3.750%10 Years
4.25%15 Years
4.75%20 Years
- Home Equity Loans must be in 1st or 2nd lien positions.
- Properties Must be Owner Occupied 1-4 Family Homes or Condo's.
- Maximum HMEQ Loan Amount is $100,000.00
- Maximum Aggregate Home Equity Loans to any one borrower is $100,000.00.
- Drive By (Hybrid Exterior) Appraisals for loans under $50,000.00
- Full Appraisals required for loans $50,000.00 and above.

TOTAL AGGREGATE OF ALL DEBT TO ONE BORROWER SHALL NOT EXCCEED $150,000.00

Traditional Loans

Traditional LoansAnnual Percentage Rate 3
(as low as)
Term
Share Secured Loan3.00% + Dividend RateMax 60 months
Personal Loan -
Max. loan amount $7,500.
9.0%up to 24 Months
Personal Loan -
Max. loan amount $7,500.
9.25%up to 36 Months
Personal Loan -
Max. loan amount $7,500.
9.50%up to 48 Months
Max. loan amount may be reduced based on credit score.

Visa® Credit Cards

CardsAnnual Percentage Rate 3
(as low as)
9.50%

All rates are subject to change without notice. Rates as low as indicated. 1Your rate will be based on the number of years your loan is financed, as well as your credit score. Your rate will be based on your loan-to-value ratio, as well as your credit score. 3 Your rate will be based on your credit score.

Apply for a loan

Our online loan application process is streamlined and allows you to choose from any of our loan products. Click below to get started today.

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