Rates

All rates are effective as of August 1, 2019 and are subject to change without notice.

Deposit Rates

Savings Accounts ($10 Account Opening*) ($100 minimum to earn dividend)	Dividend Rate	Annual Percentage Yield
Share/Savings Accounts	0.010%	0.010%
Club Accounts	0.010%	0.010%

* Click here for New Account Disclosures

Money Market Accounts

Money Market Accounts	Annual Percentage Yield
$2,000 – $20,000	0.050%
$20,001 – $75,000	0.080%
$75,001 + over	0.10%

($1,000 minimum)
($2,000 minimum to earn dividends)

All rates are effective as of August 1, 2019 and are subject to change without notice.

Certificate Rates – Share

Certificate Rates – Share	Dividend Rate	Annual Percentage Yield	Minimum Balance
3 months	0.120%	0.120%	$500.00
6 months	0.180%	0.180%	$500.00
1 year	0.230%	0.230%	$500.00

($500 minimum)

Auto Loans

Auto Loans	Annual Percentage Rate 1 (as low as)	Term
New or Used Autos Loan (2014-2019)
New or Used Auto Loan with Balance over $5,000	3.50%	up to 48 months
New or Used Auto Loan with Balance over $5,000	4.00%	up to 60 months
New or Used Auto Loan with Balance over $5,000	4.75%	up to 72 months

.20% discount with direct deposit and checking account

Home Equity Loans

Home Equity Loans	Annual Percentage Rate 2 (as low as)	Term
Home Equity Loan (Fixed)	3.250%	5 Years
	3.750%	10 Years
	4.375%	15 Years
	4.750%	20 Years
Home Equity Line of Credit (Prime Rate)	5.50% (as of 02/01/2019)

Traditional Loans

Traditional Loans	Annual Percentage Rate 3 (as low as)	Term
Share Secured Loan	3.00% + Dividend Rate	Max 60 months
Home Improvement Loan	11.45%	12 Months
Personal Loan	11.45%	up to 60 Months

.20% discount on Personal Loans with direct deposit and checking account

Visa® Credit Cards

Cards	Annual Percentage Rate 3 (as low as)
	11.45%

First Mortgage rates are quoted daily. All rates are subject to change without notice. Rates as low as indicated. ¹Your rate will be based on the number of years your loan is financed, as well as your credit score. ²Your rate will be based on your loan-to-value ratio, as well as your credit score. ³ Your rate will be based on your credit score.

You are now leaving Wellness Federal Credit Union

Wellness Federal Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Wellness Federal Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.