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Routing # 211977320

VISA Credit Cards

WFCU’s Visa credit card is a rewards card that meets your purchasing needs with a FIXED interest rate that suits your budget.

Our Visa card features:

  • FIXED rates as low as 9.50% Annual Percentage Rate* 
  • $0 annual enrollment fee
  • $0 international fee
  • ScoreCard reward points 
  • Travel accident insurance
  • Auto Rental Collision Damage Waiver
  • Emergency card replacement
  • Emergency cash disbursement
  • Zero liability
  • Mobile wallet
  • Fraud monitoring 24/7
  • eAlerts available
  • Online access thru our online banking and mobile app (or through
    • Pay your bill
    • View transactions
    • View eStatements
    • Set up eAlerts 
      • Balance related
      • Limit reached or exceeded
      • Transaction alerts
      • Foreign country alerts
      • Payment due soon
  • Maximum $7,500 credit limit (based on your creditworthiness)

Pull it out of your wallet for all of your purchases and start earning reward points today.

WFCU Visa credit card with ScoreCard REWARDS

Our Visa credit card offers ScoreCard rewards points. Earn one point for every dollar you spend at participating retailers. Points may be redeemed for valuable name brand merchandise, travel options and instant cash savings with Premium Payback.  The more you use your Visa card, the more rewards and savings you’ll enjoy.

ScoreCard Rewards feature:

  • Traditional Points – redeem points for merchandise, travel, gift cards, charity donations, and much more.
  • Premium Payback – convert eligible earned points in real-time to currency at point-of-sale. Member will receive a message prompt at the terminal asking if they would like to use available points for a dollar savings off their purchase. Member can select Yes or No. Premium Payback is available at Shell, Murphy USA, GetGo and CITGO gas stations, Walgreens, CVS, Dollar General, Walmart and others. Plus, members can use points to pay for qualifying online purchases at PayPal.
  • Redeem2erase – apply earned points to a transaction on your statement to reduce your amount due.
  • Householding – combine your points with other members of your household that have our card.
  • Point Gifting – gift your points to a friend…and let them benefit from all the savings.

Full details about the ScoreCard program and all its benefits are available online at ScoreCardRewards

Access your Visa and ScoreCard account through our online banking site and select Visa from the drop-down menu.


Visa Credit Card Important Phone Numbers
Service Phone Number
Report Lost/Stolen 1-800-543-5073
Report Lost/Stolen Internationally, 24/7 1-727-570-4881
Visa Card IVR Disputes (self-service) 1-800-600-5249
Change VISA PIN 1-866-297-3408
Activate VISA Card 1-800-543-5073
Customer Service 1-800-299-9842
Customer Service Internationally, 24/7 1-727-570-4881
VISA International VISA911
ScoreCard Support 1-800-854-0790
ScoreCard Travel Service Center 1-800-842-3006

*APR = Annual Percentage Rate. Your rate will be based on your credit score. Your normal card rate is based on creditworthiness and other factors (rates range from 9.50% APR – 17.90% APR). There are no balance transfer fees. Balance transfers post as a cash advance. All applications are subject to credit approval.

Visa Initial Card Disclosures