Wellness Federal Credit Union

Formerly known as Hartford Healthcare Federal Credit Union

People Helping People

Est. 1955

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Debit
The easiest way to manage your income and expenses. Get Direct Deposit, Mobile Banking, Bill Pay, Fee-Free ATMs, and Checking.
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Savings
How much do you have saved up? Plan for the future with our Shares, Savings, Clubs, Health, and CD saving accounts with low rates.
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Credit
Sky-Rocket your credit with our Visa Credit Card program; manage your score and start your path towards financial wellness.

Loans

Personal - Auto - Home

We’re people helping people so our low-interest loans are the perfect way to help you get to your financial and life goals. Talk to one our team members at 860-547-0027, ext. 3. or apply online for instant pre-approval. Apply Now

Current Happenings

Phising Alert

Phising/Vishing/SMishing (verb): a cybercrime in which you are contacted by email, telephone or text message by someone posing as a legitimate institution to lure you into providing personal sensitive data such as banking and credit card details, social security number and passwords.

Recently, criminals in possession of card details and other forms of personally identifiable information (PII) are spoofing credit union phone numbers (phone on caller ID display looks like valid #) in an effort to fool members into thinking that text messages are actually from the fraud department of a particular credit union. Fraudsters are sending text messages under the guise of trying to validate recent card activity and are including hyperlinks within some text messages.

Fraudsters are also using text messaging to deceive credit union members into providing card related data and log in credentials. A typical SMishing occurrence can begin with a member receiving a text message inquiring about a suspicious transaction on an account. In reality, the fraudster is looking to obtain other information from members such as debit card numbers, CV2 codes, expiration dates, PINs and other web login credentials.

Although Wellness Federal Credit Union is not aware of Phising/SMishing or Vishing by spoofing our phone number (our phone number displays on caller ID), it may occur at any time without our knowledge.

In order to help you identify a VALID text message from WFCU’s fraud department, below is a list of what a VALID text message may include:

VALID SMS/Text may include:
– CU abbreviated name
– Last 4 of Card #
– $ Amount in question (with dollar sign)
– Merchant Name
– Reply Options: YES, NO, STOP (to opt out)

VALID SMS/Text will NOT include:
– Requests for CH data, such as card numbers, PINs, CV2 Codes, Expiration Dates
– Vague reference of “Merchant”. Transaction details should be included
– Hyperlinks to unknown websites
– Phone Numbers as Hyperlinks

In another scenario, fraudsters are posing as credit union employees in order to obtain One Time Passcodes (OTP) from members. While on the phone with a member, the fraudster logs into a credit union online banking site. When the OTP is sent to the member’s phone, the fraudster asks the member to provide the OTP as a means to validate the member. When the information is shared with the person the member believes is a credit union employee, the fraudster uses the OTP to finalize access to online banking, which is typically followed by changing the online banking password and transferring funds from member accounts.

Suggested Best Practices for Members
-Members must be cautious when responding to SMS text messages as well as voice calls, even if they appear to come from Wellness.

-If you have any doubt about the validity of a request, call us at 860-527-0047 and speak to a representative.

-Never provide personal information in response to SMS text messages and phone calls purportedly from the us.

-Do not click on links included in text messages from unknown sources.

-Legitimate requests to validate card activity will request a simple response of YES or NO. They will not include hyperlinks to other websites or ask for any personal info.

For more information about how to recognize and avoid phising schemes, visit the Federal Trade Commission website.

You can also visit our Financial Resource Center.

Buying A Car

Get pre-approved financing at Wellness Federal Credit Union before heading to the dealership – this will save you time and put you in the driver’s seat.
Pre-Approval

Use the Auto Research Tools to help you find and research your car, determine the best pricing and even do a virtual test drive.
Auto Research Tools

Give everyone on your list the gift they deserve this holiday season with our Holiday Loan Special. To apply, call our loan department at 860-547-0027, option 3 or apply online.

Annual Percentage Rate is 18.00% and is based on 12 month term with a monthly payment of $91.68 per thousand borrowed. Requires $35 application fee. Special rate is for 12 month term with $1,000 maximum loan amount, requires WFCU membership of at least 12 months with 6 months of full direct deposit, 12 months employment history and no outstanding personal loans. Expires 12/31/19 and is subject to change without notice. Other restrictions may apply, ask us for details.

 

Congratulations to our latest SAVE TO WIN winner – Jasodra K.

Find out how you can become a winner by registering for SAVE TO WIN.

SAVE TO WIN

Hours and Locations

MON 8:30 am – 4:00 pm
TUE* 10:00 am – 4:00 pm
WED 8:30 am – 4:00 pm
THU 8:30 am – 4:00 pm
FRI 8:30 am – 4:00 pm

*Hartford Hospital and Newington Branch closed daily between 11:30 am and 12 pm

Main Office:  15 Van Dyke Avenue, Hartford, CT 06106

* Hartford Hospital Branch: 85 Jefferson St., Hartford CT 06115

* Newington Campus Office: 181 Patricia M Genova Dr., Newington, CT 06111

WFCU Managed ATMs - No charge for WFCU members
CCMC - Children’s Surgery Center505 Farmington AvenueFARMINGTONCT
CCMC - HOSPITAL282 Washington StHARTFORDCT
INSTITUTE OF LIVING200 Retreat AvenueHARTFORDCT
HEBREW HEALTHCARE1 Abrahms BlvdWEST HARTFORDCT
WINDHAM HOSPITAL112 Mansfield AvenueWILLIMANTICCT
RIVERSIDE HEALTH AND REHAB745 Main StEAST HARTFORDCT
Wellness FCU - MAIN OFFICE15 Van Dyke AvenueHARTFORDCT
Wellness FCU - HARTFORD HOSPITAL80 Seymour StHARTFORDCT
HHC FARMINGTON OFFICE (2ND FLOOR LOBBY)5 Batterson ParkFARMINGTONCT
Wellness FCU - NEWINGTON181 Patricia M. Genova DrNEWINGTONCT
Clinical Lab Partners129 Patricia M. Genova Dr.NEWINGTONCT
Wellness FCU- Colt Gateway140 Huyshope AvenueHARTFORDCT

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