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Here’s how they work:
You get a call from someone who says she’s from the IRS. She says that you owe back taxes. She threatens to sue you, arrest or deport you, or revoke your license if you don’t pay right away. She tells you to put money on a prepaid  debit card and give her the card numbers.

The caller may know some of your Social Security number. And your caller ID might show a Washington, DC area code. But is it really the IRS calling?

No. The real IRS won’t ask you to pay with prepaid debit cards or wire transfers. They also won’t ask for a credit card over the phone. And when the IRS first contacts you about unpaid taxes, they do it by mail, not by phone. And caller IDs can be faked.

Here’s what you can do:
1. Stop. Don’t wire money or pay with a prepaid debit card. Once you send it, the money is gone. If you have tax questions, go to irs.gov or call the IRS at  800-829-1040.
2. Pass this information on to a friend. You may not have gotten one of these calls, but the chances are you know someone who has.

Please Report Scams
If you spot a scam, please report it to the Federal Trade Commission.
• Call the FTC at 1-877-FTC-HELP
(1-877-382-4357) or TTY 1-866-653-4261
• Go online: ftc.gov/complaint
Your complaint can help protect other people.
By filing a complaint, you can help the FTC’s investigators identify the imposters and stop them before they can get someone’s hard-earned money. It really makes a difference.

What You Should Know About Mobile Wallets

According to a recent study, the average American carries four different credit cards in their wallet—in addition to debit cards and loyalty cards. This can make for over-stuffed wallets, cards easily lost at the bottom of a purse, and plenty of opportunities to misplace that loyalty card you need to get a free breakfast sandwich. Mobile wallets offer a convenient, cashless, weightless solution to all of the plastic you’re toting around….READ MORE

Wellness is proud to announce that there was local winner of the FUN IN THE SUN debit card rewards campaign. The member used her debit card and her name was selected for the $50 gift card drawing. Congratulations. The next debit card reward campaign is below.